FARMERS BANK
PRIVACY NOTICE
Our Policy Commitment to You
Privacy is fundamental to the American way of life. Throughout the long history of Farmers Bank, we have placed the highest value on the information you share with us and we are committed to protecting your privacy. While the information we collect about you is critical to providing superior products and service, we are dedicated to maintaining your information in a confidential manner. Farmers Bank does not share your personal information with other businesses, and we will only disclose your personal information as is necessary for us to provide the financial products and services you expect from us.
We are committed to safeguarding your privacy.
CATEGORIES OF INFORMATION THAT WE MAY COLLECT
We collect nonpublic personal information about you from the following sources:
Information we receive from you on applications or other forms, such as: your name, address, social security number, assets, and income. Information about your transactions with us, our affiliates, or others, such as: your account balance, payment history, parties to transactions, and credit card usage.
Information we receive from a consumer-reporting agency, such as: your credit worthiness and credit history.
DISCLOSURE AS PERMITTED BY LAW
WITH THE
CATEGORIES OF NONPUBLIC INFORMATION WE DISCLOSE
We do not disclose any nonpublic personal information about you to anyone, except as permitted by law. For example, we may disclose all of the information we collect about you to third parties, such as financial service providers, to assist us in servicing your loan(s) or accounts(s) with us (for example, insurance companies and check printing companies), to government entities in response to subpoenas, and to credit bureaus.
In addition, we may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf with whom we have joint marketing agreements (for example, investment companies, finance companies). These companies are contractually required to adhere to our strict standards of information security and confidentiality. They are not allowed to use our customer information for any purpose other than the intended purpose.
CONFIDENTIALITY AND SECURITY
We restrict access to nonpublic personal information about you to those employees who need to know information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
We value your business and hope you will continue to allow us to be "Your Bank for Life". If you ever have questions or concerns about the integrity of your account information -- or any other aspect of our business operations --please don't hesitate to telephone or come in to talk to our staff.
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