Personal Savings Accounts & CDs

We have a variety of savings account options for you to choose from so you can find the product that best fits your needs. Still have questions? Call us at 740-992-2136.

	Saver Friendly 1	Regular Savings 2	Student Savings3	Certificates of Deposit (CDs) 4
Summary	Higher Rate available with Automatic Transfer 1	Access to Farmers Account Features and Earn Interest	As a Student, earn Interest with no Fees	Maximize your Earnings with a CD
Interest Earned	Premium Rate	Yes	Yes	Yes
Minimum Balance To Open	$100.00	$20.00	$20.00	$2,500.00
Minimum Balance Required to Obtain APY	$100 with Automatic Transfer	$100.00	$100.00	$2,500.00
Minimum Balance to Avoid Service Charge Fee	None	$100.00	$0.00	N/A
Service Charge Fee if Balance is below Minimum	None but Lower rate if drop Automatic Transfer 1	$2.50	None until after Graduation	N/A
Withdrawal Limits	Limit of 6 preauthorized transactions per month. Unlimited ATM Withdrawals	Limit of 6 preauthorized transactions per month. Unlimited ATM Withdrawals	Limit of 6 preauthorized transactions per month. Unlimited ATM Withdrawals	Penalty of Early Withdrawal 4

See Interest Rates

With All of Our Accounts You’ll Also Have Access To:

Rates are subject to change at bank's discretion.
Annual percentage yield is APY
Farmers Bank Account Features available to all Savings Accounts: Combined Statements, ATM Cards, and the convenience of Automatic Transfer between accounts.

Disclosures

1. Saver Friendly: Interest Rate/APY only available with at least one (1) monthly automatic transfer. Rate changes to .01% (.01% APY) with no automatic transfer. A minimum balance is not required. Rate effective 12/14/2017
   
2. Regular Savings: Farmers Bank Account Features: Combined Statements, ATM Cards, and the convenience of Automatic Transfer between accounts.
   
3. Student Savings: $2.50 monthly maintenance fee waived until graduation.
   
4. Certificates of Deposit: Combined Statements available. Penalty of Early Withdrawal before maturity of 6 month's interests.