AccountsSaver Friendly 1Regular Savings 2Certificates of Deposit (CDs) 3
Accounts
Summary
Saver Friendly 1
Higher Rate available with Automatic Transfer1
Regular Savings 2
Access to Farmers Account Features and Earn Interest
Certificates of Deposit (CDs) 3
Maximize your Earnings with a CD
Accounts
Interest Earned
Saver Friendly 1
Premium Rate
Regular Savings 2
Yes
Certificates of Deposit (CDs) 3
Yes
Accounts
Minimum Balance To Open
Saver Friendly 1
$20.00
Regular Savings 2
$20.00
Certificates of Deposit (CDs) 3
$2,500.00
Accounts
Minimum Balance to Avoid Service Charge Fee
Saver Friendly 1
$20.00
Regular Savings 2
$100.00
Certificates of Deposit (CDs) 3
N/A
Accounts
Service Charge Fee if Balance is below Minimum
Saver Friendly 1
$10.00
Regular Savings 2
$5.00 Charge waived for those ages 0-22
Certificates of Deposit (CDs) 3
N/A
Accounts
Withdrawal Limits
Saver Friendly 1
Limit of 6 preauthorized transactions per month. Unlimited ATM Withdrawals
Regular Savings 2
Limit of 6 preauthorized transactions per month. Unlimited ATM Withdrawals
Certificates of Deposit (CDs) 3
Penalty of Early Withdrawal 3

With All of Our Accounts You’ll Have Access To:

Internet Banking & FBSC Mobile Suite

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Competitive Rates

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FDIC Insurance Up To The Maximum Allowed by Law

  • Rates are subject to change at the bank’s discretion.
  • Annual percentage yield is APY.
  • Farmers Bank Account Features available to all Savings Accounts: Combined Statements, ATM Cards, Automatic Transfer between accounts, Free Internet Banking, Free eStatements.

Disclosures:

  1. Saver Friendly: Interest Rate/APY only available with at least one (1) monthly automatic transfer. Rate changes to .01% (.01% APY) with no automatic transfer. A minimum balance is not required. Rate effective 12/14/2017
  2. Regular Savings: Farmers Bank Account Features: Combined Statements, ATM Cards, and the convenience of Automatic Transfer between accounts.
  3. Certificates of Deposit: Combined Statements available. Penalty of Early Withdrawal before maturity of 6 month’s interests.